You'll probably never hit 850. Here's the credit score that actually gets you the best rates

The best loan terms and credit perks kick in around a credit score of 780, not a perfect 850. Here's the number to aim for and how to reach it.

What Credit Score Do You Need for the Chase Sapphire Preferred?

A good-to-excellent credit score helps you qualify for the Chase Sapphire Preferred, but income, credit history, and recent ...

These Pieces Make Up a Fair Credit Score

A fair credit score tells lenders you have a medium-high risk of delinquency, so you might have more difficulty being ...

How to Pick the Right Balance Transfer Card if You Have Less-Than-Perfect Credit

You can still get a balance transfer card with fair credit, but options are limited. Here's how to pick the right one and ...

Best business loans for borrowers with a credit score of 580 or lower

Even if you have a lower credit score, the good news is you may still qualify for a small business loan. Here's what you need ...

Here's how being denied for a credit card impacts your credit score

Being denied for a credit card doesn't hurt your credit score. But the hard inquiry from submitting an application can cause ...

Debunking Common Credit Score Myths

Some basic credit facts vs. fiction to consider so your finances – and your credit standing – will stay in good shape.