With the right strategy, you can get more mileage out of a Roth conversion.

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works because, while the IRS sets income limits on direct Roth IRA contributions, it ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Quick ReadA perfectly legal, advisor-approved tax move can trigger a Medicare bill two years later that has nothing to do ...

If you saved well during your career, you may be approaching retirement with a large sum of money in a traditional IRA or 401(k). That's a good thing in theory, but it puts you at risk of having large ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

You'd like a way to reduce your future RMDs, but doing a Roth IRA conversion could also raise your taxes. It might seem like an impossible bind, but the right strategy can help you fulfill your 2026 ...

Tax changes may make it possible to convert more to a Roth for the same tax bill. If you started 2025 with a plan for how much you thought you'd convert to a Roth IRA by the end of the year, the ...

As investors strive to optimize their retirement savings and minimize tax burdens, understanding how Roth conversions benefit them becomes more important. Roth conversions have great significance when ...