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If you carry out business in other countries, you might spend a lot of time – and money – exchanging currencies. And if ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Having a joint bank account can make life easier if you live with your partner or share household bills with other people.