The U.S. Department of Education's deferments and forbearances — or payment pauses — can help student loan borrowers avoid the harsh consequences of falling behind on their bills, consumer advocates ...

Learn about distressed borrowers, the challenges they face, and effective strategies like forbearance and loan modification ...

National nonprofit credit counseling agency Take Charge America offers guidance on navigating renewed loan payments amid rising household debt. After years of pandemic-era relief and a full halt to ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. Navigating student loan forgiveness is tougher than ever for ...

There’s been a sharp uptick in the number of student loan borrowers hitting the pause button on their monthly bills. The U.S. Department of Education offers two primary ways to postpone your payments ...